Privacy Policy

1. Information We Collect

SpendCharm collects information you provide directly to us, including:

• Account information (email, password, company name)
• Vendor and spending data you input
• Usage data and analytics
• Communications with our support team

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain our services
• Analyze your spending patterns and identify savings
• Send you service updates and notifications
• Respond to your requests and support needs
• Improve our services and develop new features

3. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

• Encryption of data in transit and at rest
• Row-level security in our database
• Regular security audits and updates
• Limited access to personal information by employees

4. Data Sharing

We do not sell, trade, or rent your personal information. We may share your information only:

• With your consent
• To comply with legal obligations
• To protect our rights and prevent fraud
• With service providers who assist our operations (under strict confidentiality)

5. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Export your data in a portable format
• Opt-out of marketing communications

6. Data Retention

We retain your data for as long as your account is active or as needed to provide services. You may request deletion at any time by contacting support.

7. Cookies

We use cookies and similar technologies to maintain sessions, remember preferences, and analyze usage. You can control cookies through your browser settings.

8. Changes to This Policy

We may update this policy from time to time. We will notify you of any material changes by email or through our service.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at: